Can you tell me how much money is made of your parents every year when you are ten years old? Probably not. I’m sure most people can’t. Why is that? Because family doesn’t talk much about money, and they mainly don’t talk about them with their children. Most children will have no clues if their parents have a lot of money unless they happen to get many extra expensive gifts this year for Christmas, and they don’t know the family struggling except the family vacation canceled this year, or their parents bring home a box cans donated from food drives.
Most parents believe inappropriate to tell their children about their money like how much they made and how much they spend. They basically feel it’s none of their business. You can easily agree, but should you? Is this really not their business? Isn’t their parents’ income affecting them? They use money to pay for food, clothes, shelter, and the things they live. If they suddenly do not have a job, isn’t the lack of income affecting them, making it their business?
I would not say you should show your children every salary before cashing it or that you have to ask your children to help make important financial decisions, but I would say you have to get them involved and provide information. This is part of their teaching about money and life. Your children follow your every movement and learn from you. If they see that money is not important and no one talks about it, they will not be important on it when they are older.
You must teach your children about money because they will not learn it at school. It would be better if they have a financial class in high school, but they don’t. As parents, it’s important for you to teach them about saving, investing, and staying away from credit. Also, you have to manage your own money well if you really want to get past it.
Talk to your children about family finances. Tell them what is your salary. Maybe help them decide their own career choices if they like what you do. Tell them how you budget your own money and talk to them before you buy a large purchase like a new car. Include them in the process so they know how they work and are familiar with them before they pass themselves. You can enter it more and more times older. Don’t make a taboo problem money in your home. Promote financial discussions and financial literacy to ensure financial success in the future.
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